Wise Card 

Welcome Bonus
No Welcome Offer
Annual Fee
$0
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates

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Wise Card
No Welcome Offer
Apply Now
Updated Apr 21, 2025

Offer

  • No annual fee
  • Hold and exchange 40+ currencies in your Wise account
  • Spend in 150+ countries, withdraw at 2.3 million ATMs
  • Convert currencies with the mid-market exchange rate and low transparent fees
  • View and manage your account in the Wise app
  • Freeze and unfreeze your card instantly
  • Spend any currency you hold in the account for free when you have enough balance
  • Auto convert feature makes sure you always pay the lowest possible fee when spending currencies you don’t hold in your account
  • Check your currency balances in the app – and get instant transaction notifications for security
  • It’s a debit card, not a credit card – easier to manage your budget without running up debts or incurring credit charges

Fees & Conditions

Annual Fee $0

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Alternative Cards