Offer
- 0.99% introductory rate on balance transfers for the first 9 months (2% fee per cash advance; after: rate of 13.99% and annual fee of $29)*
- No annual fee for the first year*
- Save hundreds of dollars in interest each year
- Low 13.99% interest rate
- Pay down balances faster
- Simplify your monthly payments
Fees & Conditions
Personal Income
$12,000
Household Income
$12,000
Annual Fee
$29
First Year Annual Fee Rebate
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
13.99%
Cash Advance Rates
13.99%
Balance Transfer Rates
13.99%
Advantages
Offer ends on
Oct 31, 2025
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Alternative Cards
Legal
*Conditions apply. Rates, fees and other information are effective as of January 3, 2025. Subject to change.