National Bank World Elite Mastercard 

Welcome Bonus
No Welcome Offer
  • Up to 5 points per dollar at grocery stores and restaurants
  • Up To $150 Annual Credit
  • Premium insurance
Annual Fee
$150
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.49 %
Balance Transfer Rates
22.49 %

national bank world elite mastercard
National Bank World Elite Mastercard
No Welcome Offer
Apply Now
Updated Apr 1, 2025

Offer

By clicking on the Apply Now, you will be redirected directly to the National Bank credit card application form. Make sure you have the following information on hand: contact details, employment status, income and valid ID.

  • Earn up to 5 points per dollar spent on eligible grocery and restaurant purchases.*
  • Earn 2 points per dollar spent on eligible gas and electric recharging expenses, recurring bills and purchases made À la carteTM travel purchases.*
  • Earn 1 point per dollar spent on other purchases.
  • Up to a $150 refund per year on travel expenses, including seat selection, airport parking, baggage fees, access to airport lounges worldwide, and ticket upgrades.
  • Your credit card gives you access to a multitude of rewards. Our clients can choose from several options to treat themselves with the points they’ve accumulated:
    • Get your hands on new electronics, kitchen accessories, gift cards and more
    • Use your points to make a payment on your credit card
    • Contribute to your RRSP and TFSA
    • Make a donation to a participating charity
    • Plan your next vacation
    • And more!
  • Enjoy unlimited free access for you and a guest at lounge from the National Bank at Montreal-Trudeau airport, including drinks, snacks, Wi-Fi, and much more*.
  • Enjoy up to 60 days of coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance.
  • Out-of-province hospital medical insurance, departure flight delay insurance, baggage insurance in case of delay, baggage insurance in case of theft or loss, vehicle rental insurance.

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $150
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.49%
Balance Transfer Rates 22.49%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

VIP Lounges
Travel benefits $150
Luggage Credit
Travel Credits
Wifi Access
Costco

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 2 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 1 Point
Travel 1 Point
Entertainment 1 Point
Recurring Payments 2 Points
Telecom/Internet 2 Points
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
180 day(s)
Mobile Device Insurance
$1,000
2 year(s)
Price Protection
Insurance Document

Alternative Cards

4.8 Milesopedia Rating