Offer
No annual fee for the second year.
We’ll refund the $30 annual fee for the second year when you spend $8,000 within the first year after activating the card.
Earn up to $100 in points
In the first 6 months, you’ll earn 10,000 bonus points when you spend $4,000 in net purchases.
Get up to 8,000 bonus points.
Here’s how you can earn more points:
- 2,000 bonus points worth $20 when you make your first net purchase with your card in the first 3 months;
- 2,000 bonus points worth $20 when you set up a pre-authorized payment within the first 6 months;
- 2,000 bonus points worth $20 when you refer a friend or family member; and
- 2,000 bonus points worth $20 when you sign up for Assur-Payment™ within the first 6 months.
Transfer and save
Transfer your credit card balance and get 0.99% interest for 6 months.
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$30
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
12.49%
Cash Advance Rates
13.99%
Balance Transfer Rates
12.49%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Jul 28, 2025
Welcome Bonus amount
$40 in points
Minimum Spending Required
$1
Minimum Spending Timeframe (Months)
3 month(s)
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection