Offer
Special offer:
- Enter the code KOHOMILES when applying for your card.
- Get 3 months’ subscription to the Extra Plan for free (a discount of $18 per month) and $20 cash back
Features:
- Earn 1.5% cash back on 3 main spending categories (food, bills & services, meals and beverages) plus a minimum 0.25% cash back on all purchases.
- Accepted at Costco
- Earn 3% interest on your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are annual, calculated daily, paid monthly and may be changed at any time without notice.
- $18 per month billed monthly or $144 per year billed annually ($12 per month)
- No conversion fees on foreign purchases
- 1 free international ATM withdrawal per month
- Credit enhancement for $7/month instead of $10
- Access all KOHO account features such as Safe, Goals and Rounding Amounts
- Get access to a cash advance of up to $250 at 0% interest with KOHO Cover
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$144
First Additional Card
$0
Foreign Transaction Fee
0.00%
Advantages
Minimum Spending Required
$1
Minimum Spending Timeframe (Months)
1 month
Costco
Earnings
Per dollar of purchases
All Spending
0.25 %
Groceries
1.5 %
Gas
1.5 %
Dining and Food delivery
0.25 %
Convenience Stores
0.25 %
Drugstores
0.25 %
Local Transport
1.5 %
Travel
0.25 %
Entertainment
0.25 %
Recurring Payments
0.25 %
Telecom/Internet
0.25 %
Streaming services
0.25 %
Online transactions
0.25 %
Office Supplies
0.25 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Alternative Cards
Legal
Only users who have successfully opened a new KOHO account are eligible for the offer. This offer is non-transferable and may only be used once per person. Offer does not apply to other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.