Cathay World Elite® Mastercard® – powered by Neo 

Welcome Bonus
Up to 60,000 miles
  • Earn Asia Miles on your purchases
  • Accepted at Costco
  • 10% discount on Cathay Pacific flights
Annual Fee
$180
Interest rates
Purchase Rates
19.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
22.99 %

Cathay World Elite® Mastercard® – powered by Neo
Up to 60,000 miles
Apply Now
Updated Jun 1, 2025

Offer

The Cathay World Elite Mastercard – powered by Neo is not available in Quebec.

Welcome Offer

  • Earn up to 60,000 Asia Miles as a welcome bonus: 35,000 Asia Miles on approval and 25,000 Asia Miles after $5,000 in purchases in 3 months
  • 15% discount on Cathay Pacific flights with promotional code

Features of the Cathay World Elite Mastercard – powered by Neo:

  • 2 Asia Miles for every $1 spent on purchases made in foreign currencies
  • 4 Asia Miles per dollar on Cathay Pacific purchases
  • 5 Asia Miles per dollar on average at thousands of Neo partners across the country
  • 1 Asia Mile per dollar on purchases made in Canada
  • Enjoy exclusive member benefits: priority check-in, free extra baggage and access to Cathay Pacific lounges
  • Benefit from comprehensive insurance covering medical emergencies, cancellations and lost baggage
  • Access over 1,300 airport lounges worldwide with DragonPass
  • Avoid queues with Mastercard’s Fast Track service at security checkpoints

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $180
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 60,000 miles
Minimum Spending Required $5,000
Minimum Spending Timeframe (Months) 3 month(s)
Wifi Access
Costco

Earnings

Per dollar of purchases

All Spending 1 miles
Groceries 1 miles
Gas 1 miles
Dining and Food delivery 1 miles
Convenience Stores 1 miles
Drugstores 1 miles
Local Transport 1 miles
Travel 1 miles
Entertainment 1 miles
Recurring Payments 1 miles
Telecom/Internet 1 miles
Streaming services 1 miles
Online transactions 1 miles
Office Supplies 1 miles

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection

Alternative Cards

4.1 Milesopedia Rating