Offer
Earn up to a $700 cash bonus plus a $50 Walmart Canada eGift Card*
- Open a New Chequing Account & Savings Account plus invite a family member to open an account.
- Earn $500 when you open a new BMO Performance or Premium Plan Chequing Account and make a deposit of any amount by September 30, 2025. Complete two of the following by November 28, 2025:
- Set up a recurring direct deposit of at least $500; and/or
- Make two eligible online bill payments of at least $50 to different billers; and/or
- Set up two eligible pre-authorized debits of at least $50 to different billers.
- Earn a $50 Walmart Canada eGift card when you open a Savings Amplifier Account by September 30, 2025, and deposit any amount by October 31, 2025.
- Earn $150 when you open a Savings Amplifier Account by September 30, 2025, deposit a total of $10,000 or more within the first 30 calendar days of opening the Account, and maintain this balance at all times for an additional 90 calendar days.
- Earn an extra $50 when you invite a family member as part of a BMO Family Bundle and have them open their account by September 30, 2025.
- Get a promotional interest rate of up to 4.75% when you add a Savings Amplifier Account.
- Unlimited transactions*
- Get accounts for family members without paying an additional monthly fee
- Up to $40 rebate on the annual fee for eligible BMO credit cards
- OnGuard®† Identity Theft Protection at no charge
Fees
Account Name
BMO Performance Chequing Account
Public
Consumers
Special Offer
Up to $700 welcome bonus + $50 Walmart eGift card*
Monthly Fee
$17.95
Monthly Fee Waiver (Min. Amount)
$4,000
Monthly Fee Waiver (Details)
no monthly fee with a minimum balance of $4,000
Unlimited Transactions
eStatement
Statement by mail
$2
ATM Fee (Institution)
$0
ATM Fee (Canada - other institution)
$2
ATM Fee (International)
$5
ATM Fee (USA)
$5
Insufficient fund fee
$5
Bank draft cost
$9.95
Interac e-Transfer Unlimited
Credit Card Rebate
$40
Our review
With the BMO Performance Chequing Account, you can earn up to $700 in welcome bonuses and a $50 digital gift card at Walmart:
- $500 for opening a Performance or Premium account with a deposit before September 30, 2025.
- $50 Walmart eGift card for opening a Savings Amplifier Account before September 30 with a deposit before October 31, 2025.
- $150 for the opening of a Savings Amplifier Account before September 30, 2025 + a deposit of $10,000 or more within the first 30 days of account opening, and maintain this balance for 90 days.
- $50 to invite a family member to open an account before September 30, 2025.
Also enjoy a promotional interest rate of 4.75% with a BMO Savings Amplifier Account.
Other Benefits:
- Unlimited banking transactions
- Up to $40 off annual fees on eligible BMO credit cards
- Free money transfers to 50 countries
All for $17.95 a month, or free if you maintain a minimum balance of $4,000.
Alternative bank accounts
Alternative Cards
Legal
* Certain conditions apply.