Card Type: Credit card

Get up to 10,000 bonus points – a value of $80!

• Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card
• Receive an additional 3,500 points when you spend $500 in the first three months of opening your card
• Receive an additional 3,500 points when you spend $2,000 in the first twelve months of opening your card
• Offer ends on July 8, 2025.

Get 2X the points on:

• Eligible purchases made in participating stores at Metro, Première Moisson and Brunet at Quebec, and at Jean Coutu at Quebec, in Ontario and New Brunswick when you swipe your Moi card and pay with your moi RBC Visa Credit Card.
• Dining, gas and EV charging

Earn 1 point per dollar spent on all other eligible purchases

Moi makes it easy to redeem

• Redeem points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick.
• Your Moi points don’t expire

Petro-Canada

• Link your moi RBC Visa credit card to your Petro-Points card to save 3¢/L instantly on gas and earn 20% more Petro-Points at Petro-Canada

Purchase Security and Extended Warranty Insurance

• It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer’s warranty for up to one additional year, for a maximum of five years.

RBC Offers

• Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!

• Enjoy an annual interest rate of 12.99% on purchases and funds advances
• With an annual interest rate of 12.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time
• Access virtual events and special offers curated for Cardmembers with Amex Experiences^TM
• 24/7 Customer Service

Card features:

• 60 XP welcome bonus for new cardholder + 30XP on your card anniversary renewal
• First-year annual fee rebate (instead of $132)
• Up to 30 Miles per $1 spent at Merchant Partners
• 2 Miles per $1 spent on food and drinks (restaurants, bars)
• 1 Mile per $1 spent everywhere else
• Free Wi-Fi Boingo

• 3% cash back at grocery stores
• 2% cash back on travel (flights, hotels, Airbnb, and cruises)
• 1% cash back on everything else

• 2% cash back at grocery stores
• 0.5% on everything else
• 1.99% interest on balance transfers for first six months

• Earn up to 1.5% cash back on eligible purchases (gas, groceries and online)
• Get 1% unlimited cash back on all other eligible purchases
• Earn a minimum of $25 cash back and access your account online to apply it to your credit card statement
• Purchase insurance against theft or damage
• Extended warranty

• 3% cash back at restaurants
• 3% cash back at Costco gas and 2% cash back at other gas stations (on the first $5,000 net annual card purchases. Beyond that, you’ll earn 1% cash back)
• 2% cash back at Costco.ca (on the first $8,000 net annual card purchases. Beyond that, you’ll earn 1% cash back)
• 1% cash back on all other purchases including at Costco

The $5,000 and $8,000 limit will reset to zero annually on January 1.

• 3% cash back online at Walmart.ca
• 1.25% cash back at any Walmart store in Canada
• 1.25% cash back at any gas station
• 1% cash back everywhere else

• 1.25% cash back online at Walmart.ca
• 1.25% cash back at any Walmart store in Canada
• 1% cash back everywhere else