Card Type: Credit card

• In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets
• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
• Earn 3x the points on eligible streaming subscriptions in Canada
• Earn 2X the points on eligible ride shares, transit & gas in Canada
• Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online
• Earn 1X point for every $1 in Card purchases everywhere else
• Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
• Transfer points 1:1 to several frequent flyer and other loyalty programs
• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
• Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences^TM

Experience Amex’s best offer this year on the Marriott Bonvoy® American Express®* Card

New Marriott Bonvoy® American Express®* Cardmembers earn up to 110,000 Marriott Bonvoy® points

• Earn 65,000 points after you spend $3,000 on your Card in your first 3 months of Cardmembership.
• Earn an additional 30,000 points after you spend a total of $20,000 on your card in your first 12 months of Cardmembership.
• Plus, earn 15,000 points when you make a purchase between 15 and 17 months of Cardmembership.
• Offer ends August 18, 2025.

• Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy^®.
• Earn 2 points for every $1 in all other Card purchases.
• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary.
• No annual fee on Additional Cards.
• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels.
• Automatic Marriott Bonvoy Silver Elite status membership.
• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.
• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

Experience Amex’s best offer this year on the Marriott Bonvoy® Business American Express®* Card

New Marriott Bonvoy® Business American Express®* Cardmembers can earn up to 130,000 Marriott Bonvoy® Points.

• Earn 75,000 points after you spend $6,000 on your Card in your first 3 months of Cardmembership.
• Earn an additional 40,000 points after you spend a total of $30,000 on your card in your first 12 months of Cardmembership.
• Plus, earn 15,000 points when you make a purchase between 15 and 17 months of Cardmembership.
• Offer ends August 18, 2025.

Earn Marriott Bonvoy points that you can redeem in a variety of ways:

• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
• Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached.
• Earn 2 points for every $1 spent on everything else
• Redeem points for free nights with no blackout dates at over 7,000 of some of the world’s most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world’s leading airlines

Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.

• Leverage your cash flow with the option of carrying a balance or paying in full each month
• Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Experience the exclusive benefits of the Marriott Bonvoy^® Business American Express^®* Card:

• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card

• In your first 3 months as a new SimplyCash^® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.
• Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
• Access events and special offers curated for Cardmembers with Amex Experiences^TM
• Insurance coverage and 24/7 Customer Service

• Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.
• Earn accelerated earn rates on eligible gas and grocery purchases
• Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
• Access events and special offers curated for Cardmembers with Amex Experiences^TM
• Extensive insurance coverage and 24/7 Customer Service

• SPECIAL OFFER: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards. Extended offer ends October 31, 2025
• Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
• Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
• Earn 1% cash back on all other purchases with no cash back limit.

• Earn up to 5,000 bonus Scene+ points within your first 3 months
• No annual fee
• Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating
  Co-ops, Freshco and more* FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
• Earn 2x Scene+ points for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
• Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
• Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia

• Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).
• Earn 3x Scene+ points on every $1 you spend at IGA, Sobeys, Safeway, Freshco, and more.* FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Earn 2x Scene+ points for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores.* Includes popular food delivery and food subscriptions.
• Earn 2x Scene+ points for every $1 you spendon eligible entertainment purchases.* Includes movies, theatre and ticket agencies stores.
• Earn 2x Scene+ points for every $1 you spend on eligible gas and daily transit.* Includes rideshares, buses, subway, taxis and more.
• Earn 2x Scene+ points for every $1 you spend on eligible select streaming sevices
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• Mobile Device Insurance coverage
• American Express Invites®

• Earn up to $780* in value in the first 12 months, including up to 40,000 bonus Scene+ points.*
• You will not pay 2.5% in transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
• Earn 6x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Earn 5x Scene+ points for every $1 you spend on restaurant, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
• Earn 5x Scene+ points for every $1 you spend in Canada on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
• Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.
• Earn 3x Scene+ points¹ for every $1 CAD you spend in Canada on eligible select streaming services.
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases. Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
• No Foreign Transaction Fee
• Comprehensive Travel Insurance coverage

• Earn up to $2,500* in value in the first 14 months, including up to 80,000 bonus Scene+ points.
• Earn 2X the Scene+ points for every $1 in eligible purchases at grocery stores, restaurants, and entertainment.
• Earn 2X the Scene+ points for every $1 of eligible gas and public transit purchases. Includes bus, metro, taxis, ridesharing and more.
• Earn 2X Scene+ points for every $1 spent on all your other purchases.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
• Enjoy 10 free airport lounge visits per year.