Card Type: Credit card

Accelerate cash back on common purchases!

• No annual fee
• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 0.5% Cash Back‡ for all other eligible purchases
• Standard Annual Interest rates of 20.99% on eligible purchases, 20.99% on balance transfers, and 20.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for a Smart Cash Mastercard.

Accelerate cash back on common purchases!

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 1% cash back‡ on all other eligible purchases
• $39 annual fee
• Standard annual interest rates of 20.99% on purchases, 20.99% on balance transfers and 20.99% on cash advances
• Your personal annual income must be over $50,000, or your household annual income must be $80,000 or more††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

• Apply for the Tangerine Money-Back Credit Card and receive an additional10% rebate cash back*(up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
• Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months.
• Earn 2% cash back on purchases in 2 categories of your choice and 0.5% cash back on all other regular purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• There’s no limit to the cash back you can earn on your regular purchases.
• Purchase protection and Extended Warranty

Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!^†

Here’s how you can get up to $1,450 in value :

• Get up to 45,000 Aventura Points (up to $900 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a discount on the NEXUS^◊,† program application fee, a $100^† value.

Plus, enjoy extra valuable travel benefits.

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link your CIBC Aventura Gold Visa* Card to Journie Rewards and use it to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron service stations^†.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.^†

Welcome Offer: Join and get up to $100 in value^† for no annual fee.^†

• Get up to 10,000 Aventura Points (up to $100 in travel value^†)
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
  • 7,500 Aventura Points after you make your first purchase within first 4 months.^†

• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every dollar spent on travel through the CIBC Rewards Centre^†
• 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores^†
• 1 point for every $2 spent on all your other purchases^†

Save on gas with CIBC and Journie Rewards

Link your Aventura CIBC Visa* card to Journie Rewards and use it to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations^†.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Card with Skip.^†

• Earn up to 2,500 Aventura Points^† and get an annual fee rebate for the first year^†
• Get 500 Aventura Points for completing each of the activities below within 60 days of your CIBC Aventura® Visa* card account approval^†:
  • Share your email address with CIBC
  • Sign up for eStatements for your new Aventura Visa card
  • Add an authorized user on your new Aventura Visa card
  • Hold any eligible CIBC Chequing Account
  • Add your Aventura Visa card with Apple Pay^® or Samsung Pay or Google Pay^™

• Get up to 80,000 Aeroplan points:
  • 20,000 points the first time you make a purchase^†
  • 30,000 points if you spend at least $15,000 during the periods covered by the first 6 monthly statements^†
  • 35,000 points as an additional bonus if you have at least $25,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
• Enjoy access to Maple Leaf^TM lounges, a $550 value^†
• Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370^†
• Plus, get a discount on the NEXUS^TM program application fee, a $100 value^†

• Get up to 45,000 Aeroplan points:
  • 10,000 Aeroplan points the first time you make a purchase^†
  • 10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
  • 25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year^†
• Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

• 2,500 Aeroplan points the first time you pay for a purchase†
• 2,500 Aeroplan points if you spend $3,000 or more during the period covered by your first 4 monthly statements†
• Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†

Welcome offer: Join and earn over $400 in value including a first year annual fee rebate.^†

Here’s how you can earn over $400 in value:

• Earn a 10% cash back welcome bonus of up to $250 (first 4 statements^†)
• A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
• First year annual fee rebate valued at $120.^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†