- 2% cash back on purchases in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
- 2% cash back on purchases in the Entertainment and Public Transit categories
- 0.5% cash back on your other purchases
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
- Dining and Food delivery2%
- Local Transport2%
- Entertainment2%
- Year 1 $203
- Year 2+ $203
- Daily transit
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Accepted at Costco
- 2% cash back on purchases in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
- 2% cash back on purchases in the Entertainment and Public Transit categories
- 0.5% cash back on your other purchases
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
- Dining and Food delivery2%
- Local Transport2%
- Entertainment2%
- Year 1 $203
- Year 2+ $203
- Daily transit
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
- No annual fee
- Low-interest
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 10.9 %
- Cash Advance Rates 12.9 %
- Balance Transfer Rates —
- Year 1 $0
- Year 2+ $0
- Low Interest
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Accepted at Costco
- 4% cash back on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1%)
- 3% cash back on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
- 3% cash back on purchases in the Entertainment and Public Transit categories
- 1% cash back on your other purchases
- Primary card $100
- Additional card $30
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
- Groceries4%
- Dining and Food delivery3%
- Local Transport3%
- Year 1 $322
- Year 2+ $322
- Daily transit
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
- 2% in BONUSDOLLARS on purchases in the Restaurant and Pre-Authorized Payment categories (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 1% in BONUSDOLLARS on your other purchases
- Primary card $110
- Additional card $30
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
- Dining and Food delivery2Points
- Local Transport2Points
- Entertainment2Points
- Year 1 $185
- Year 2+ $185
- Daily transit
- Desjardins Bonusdollars
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Premium Insurance
-
Accepted at Costco
- 3% in BONUSDOLLARS on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
- 2% in BONUSDOLLARS on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 1.5% in BONIDOLLARS on your other purchases
- Primary card $130
- Additional card $0
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
- Groceries3Points
- Dining and Food delivery2Points
- Local Transport2Points
- Year 1 $632
- Year 2+ $632
- Daily transit
- Desjardins Bonusdollars
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Premium Insurance
-
Access to VIP Lounges
- 4% in BONUSDOLLARS for purchases in the Restaurant, Entertainment, and Public Transit categories
- 3% in BONUSDOLLARS on purchases in the Travel category (up to $25,000 in purchases during the year – beyond that, the earning rate drops to 1.75%)
- 3% in BONUSDOLLARS for your purchases in the Grocery category
- 1.75% in BONIDOLLARS on your other purchases
- Primary card $395
- Additional card $95
- Individual $150,000
- Household $200,000
- 2.5 %
- Purchase Rates 11.9 %
- Cash Advance Rates 12.9 %
- Balance Transfer Rates —
- Dining and Food delivery4Points
- Entertainment4Points
- Groceries3Points
- Year 1 $549
- Year 2+ $549
- Grocery stores
- Daily transit
- Desjardins Bonusdollars
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
3% cash back on groceries and gas
-
Premium Insurance
-
Visa Infinite Benefits
Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions apply. Offer effective as of April 30, 2025. Conditions apply. Offer effective as of April 30, 2025.
- Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made†.
- Get an Annual Fee Rebate for the first year†.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.
- Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases†.
- Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†.
- Earn 1% in Cash Back Dollars on all other Purchases†.
- Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please – the choice is yours†!
- Cash Back Dollars do not expire as long as your account is open and in good standing.
- 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost.
- Complimentary Visa Infinite* Concierge service† available 24/7
- Mobile Device Insurance†: Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
†Terms and conditions apply.
- Primary card $139
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries3%
- Gas3%
- Local Transport3%
- Year 1 $969
- Year 2+ $341
- Grocery stores
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Purchase Insurance
Earn up to $50 in Cash Back Dollars† with the TD Cash Back Visa Card. Conditions apply. Offer effective as of June 4, 2025.
- Earn $10 in Cash Back Dollars on first purchase with your card†.
- Earn an additional $40 in Cash Back Dollars when you reach a spend of $1,500 in the first 3 months of account opening†.
- Cash Back Dollars can be redeemed to help pay down your account balance†.
- For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
- Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†.
- Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card†.
- Earn 50% more Stars at participating Starbucks® locations. Conditions apply. Learn more.
- Save when you rent a vehicle from Avis and Budget. Use your TD credit card and get 10% off the lowest available rates† in Canada and the U.S. and at least 5% off the lowest available international rates† on qualifying vehicle rentals at participating Review and Budget locations.
- Optional TD Auto Club† membership for 24/7 emergency roadside assistance.
-
Purchase insurance and extended warranty protection† – You automatically benefit from Purchase Insurance and Extended Warranty Protection, which covers most personal items purchased with your card that are stolen or damaged within 90 days of purchase.
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1%
- Gas1%
- Local Transport1%
- Year 1 $230
- Year 2+ $180
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
Earn up to $500 in value† including up to 20,000 Aeroplan points† and no annual fee for the first year. Conditions apply. Offer effective as of January 7, 2025.
- Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
- Get an annual fee rebate for the first year†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.
- Earn 1 Aeroplan point for every $1† you spend on eligible gas, electric vehicle charging, grocery and Air Canada® purchases, including Air Canada Vacations®†.
- Earn 1 point† for every $1.50 spent on all other eligible purchases† made with your Card
- Earn points twice† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
- Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
- Earn Aeroplan Points on your everyday purchases
- Redeem your points for travel and more.
- Take advantage of an extensive suite of travel insurance†.
†Terms and conditions apply.
- Primary card $89
- Additional card $35
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 21.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1Aeroplan Point
- Gas1Aeroplan Point
- Air Canada1Aeroplan Point
- Year 1 $866
- Year 2+ $288
- Grocery stores
- Pharmacy
- AeroplanAeroplanTD Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit