Scotiabank Ultimate Chequing Account

Offer

Earn up to $500 with a Scotiabank Ultimate package and a registered account
Earn an additional 0.10% on your MomentumPLUS Savings Account
Unlimited transactions, Interac e-transfer transactions and Scotia International Money Transfers^†
Unlimited free Global non-Scotiabank ABM withdrawals
Annual fee rebate each year on select credit cards (up to $150)
Earn points on everyday purchases with the Scene+^TM program
8 more premium perks
Rates, fees and other information are effective as of March 1, 2024. Subject to change.

Account Name Scotiabank Ultimate Chequing Account

Public Consumers

Special Offer Up to $500 welcome bonus

Monthly Fee $30.95

Monthly Fee Waiver (Min. Amount) $6,000

Monthly Fee Waiver (Details) Monthly fee waived with a minimum daily closing balance of $6,000

Unlimited Transactions

eStatement

Statement by mail $2.25

ATM Fee (Institution) $0

Insufficient fund fee $5

Bank draft cost $7.50

Overdraft interest 21%

Interac e-Transfer Unlimited

Credit Card Rebate $150

Right now, when you open a new Scotiabank Ultimate Package, you can earn up to $500 in welcome bonus!

To get a $400 bonus, all you need to do is complete two of the following operations:

A recurring direct deposit such as a payroll or pension at least once a month, for 6 consecutive months
Two pre-authorized transactions (such as hydro bill and internet bill) of at least $50 per month, for 6 consecutive months
A bill payment of at least $50 (such as your mobile provider) on your online bank

Then you can earn a $100 bonus by also opening a new RRSP, TFSA or FHSA and making a minimum contribution of $5,000.

Scotiabank’s Ultimate Package includes a number of attractive benefits:

Waiver of annual fees (up to $150) on certain credit cards such as the Scotia Bank Passport Visa Infinite or Scotia Momentum Visa Infinite.
Unlimited free Global non-Scotiabank ABM withdrawals
Unlimited debit transactions
Unlimited free international money transfer transactions
Unlimited Interac e-Transfer transactions
No monthly Overdraft Protection fee
Free personalized cheques and drafts
Get Scene+ points
No monthly account fee on a Scotia U.S. Dollar Daily Interest Account
$55 annual fee waiver for rental of small safe deposit box compartment

^†Terms and conditions apply. Visit the Scotiabank website for more information.