Offer
Get a 0% promotional interest rate on Purchases for the first 6 months† from Account opening. Conditions apply. Offer effective as of June 4, 2025.
Feel prepared, even during uncertain times. The TD Low Rate Visa* Card is an option if you’re carrying a balance or if you need to finance bigger or unexpected purchases. We’re ready to help you move forward.
- Save on interest with a low annual interest rate of 12.90%† (13.90%† in Quebec) on Purchases and Cash Advance transactions.
- Option to purchase Travel Medical Insurance† and Trip Cancellation/Trip Interruption Insurance†.
- Earn 50% more Stars at participating Starbucks® stores. Conditions apply.
Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay† or Samsung Pay†. It’s an easy and secure way to pay.
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$25
First Additional Card
$0
Other Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
12.90%
Cash Advance Rates
12.90%
Balance Transfer Rates
12.90%
Purchase Rate (QC)
13.90%
Cash Advance Rate (QC)
13.90%
Balance Transfer Rates (QC)
13.90%
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Alternative Cards
Legal
†Terms and conditions apply.