RBC Visa Classic Low Rate Option Card 

Welcome Bonus
No Welcome Offer
  • Balance Transfer Offer
Annual Fee
$20
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
12.99 %
Cash Advance Rates
12.99 %
Balance Transfer Rates
12.99 %

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RBC Visa Classic Low Rate Option Card
No Welcome Offer
Apply Now
Updated Feb 26, 2025

Offer

  • Take advantage of low interest rates on purchases and cash advances
  • Low annual fee
  • Purchase security and extended warranty insurance

Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $20
First Year Annual Fee Rebate
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 12.99%
Cash Advance Rates 12.99%
Balance Transfer Rates 12.99%

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Alternative Cards

3 Milesopedia Rating