CIBC Aventura® Gold Visa* Card 

Welcome Bonus
Up to 45,000 Aventura Points 
  • Digital Exclusive Offer
  • Access to VIP Lounges
  • NEXUS Credit
Annual Fee
$139
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
21.99 % (QC)

CIBC_Aventura_Visa_gold_front_eng
CIBC Aventura® Gold Visa* Card
Up to 45,000 Aventura Points 
Apply Now
Updated Mar 6, 2025

Offer

Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!

Here’s how you can get up to $1,450 in value :

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.
  • Plus, get a discount on the NEXUS◊,† program application fee, a $100 value.

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Save on gas with CIBC and Journie Rewards

Link your CIBC Aventura Gold Visa* Card to Journie Rewards and use it to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron service stations.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $139
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 45,000 Aventura Points 
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 4 month(s)
VIP Lounges
Lounge Annual Visits included 4
Nexus Credit

Earnings

Per dollar of purchases

All Spending 1 Aventura Point
Groceries 1.5 Aventura Points
Gas 1.5 Aventura Points
Dining and Food delivery 1 Aventura Point
Convenience Stores 1 Aventura Point
Drugstores 1.5 Aventura Points
Local Transport 1 Aventura Point
Travel 1 Aventura Point
Entertainment 1 Aventura Point
Recurring Payments 1 Aventura Point
Telecom/Internet 1 Aventura Point
Streaming services 1 Aventura Point
Online transactions 1 Aventura Point
Office Supplies 1 Aventura Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Alternative Cards

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